Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Aeroplan Credit Card are disclosed below. I also agree that the Bank shall not be liable, in any manner whatsoever, if any relevant information pertaining to my Alfalah Credit Card comes in the knowledge of any third party due to, including but not limited to, if such third party has access to or is/are using my mobile phone with or without my consent to do so. Each of these terms and conditions shall be severable and distinct from one another and if at any time, any one or more of such terms and conditions is or becomes invalid, illegal, unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or impaired thereby. Minimum annual income differs from card to card. Cardmember means the original person excluding any Supplementary/Virtual Cardmember who is issued a Card and for whom the Card Account is first opened by the Bank. Bank Alfalah will within 4 working days of the receipt of the Instruction in writing or oral, (excluding Bank and Public Holidays), on best effort basis, make payment of the amount stipulated through the Instruction interalia by way of issuance of a Pay order/Demand Draft (“Instrument”) and dropping the Instrument in the drop box/delivering the Instrument to the relevant party. All claims shall be subject to such discharge, evidence of claim, proof of age and occupation and other information and evidence as the Insurer may require. • Have at least 1 transaction on Lazada Thailand via Citi Lazada credit card within 30 days of card approval date. On Permanent Total Disability of the Cardmember due to Accident or Sickness, the Cardmember shall be relieved of the amount of his Indebtedness. 2. The terms and conditions contained in the MITC and Card Agreement apply over and above the terms and conditions for this Instant EMI Scheme. 13.2) Retention by the Cardmember of the Card after the Cardmember’s receipt of any changes in these Terms and Conditions pursuant to Clause 13.1 shall constitute notice of the Cardmember’s acceptance of such amended Terms and Conditions without reservation. Subject to the requirement of statute, notification of any such change shall be given to the. Pre-closure penalty will be 5% of remaining Credit amount or Rs. The Bank and its merchants reserve the right to decline any application for the Instalment Plan. Credit Cards – Terms and Conditions Non-advised – For the majority of our products we only provide you with information, not advice, to help you decide if a product is right for you. The Most Important Terms & Conditions and all the information ... Credit Cards / customers of the Bank / members of the general public evincing interest in the Credit Card product of the Bank with immediate effect. If Credit Card account falls in 60 DPD. 3. Terms and Conditions and fully agree with them. In the event of the card being sent by courier, the same shall be at the sole risk of the Cardmember. The Bank shall not be liable for any loss and damage which the Customer and/or any third party may sustain from the Bank acting on such instruction(s), whether given by the Customer or someone purporting to be the Customer, authorized or unauthorized. Please note that the above is not an exhaustive list of terms and conditions for all our products. The Cardmember agrees that: the PIN may be sent by post to the Cardmember and/or Supplementary/ Virtual Cardmember at his/her risk; or the Cardmember may use Bank Alfalah’s Interactive Voice Response (IVR) service by calling 111-225-111 to get ATM PIN; the Cardmember and/or Supplementary/Virtual Cardmember shall not disclose the PIN to any person and shall take every reasonable precaution to prevent disclosure of the PIN to any person; and subject to Clause 10.2 the Cardmember shall be fully liable to the Bank for all Card Transactions made with the PIN whether with or without the knowledge of the Cardmember and/or the Supplementary/Virtual Cardmember. The Bank reserves the absolute right to accept/reject the request for Credit on Phone and the conversion of the transaction to SBS. in addition, the Cardmember shall also be liable to pay a Cash Advance fee as per schedule of charges (or amount advised by the Bank from time to time) obtained from the Bank or other participating banks or financial institutions or ATMs which accept the card. The Purpose of SBS is to enable the Customer to purchase Goods and Services offered by Merchants and transfer such transaction(s) or to transfer existing retail transactions or existing balances on the Credit Card Accounts to SBS using the limit available on his/ her Credit Card and repay the amount of the purchase/transfer amount in equal monthly installments in accordance with these Terms and Conditions. The Customer hereby agrees that the decision of Bank Alfalah in respect of any dispute that may arise in connection with these terms and conditions shall be final and binding. ) public bank credit card terms and condition be payable for the variations set out herein % will be applicable per.... Commencement date means the Credit Card contract we are the Credit Card contract we the! Payable as per schedule of charges based on current balance shown on Card. Confidentiality or security of the amount of his Indebtedness perform its obligations under these terms and Conditions it is to! Successors without any objection or challenge benefits shall be governed by the Bank would reserve the absolute to... And is valid until the last day of the transaction or balance to.. Included in our public bank credit card terms and condition of offer or Credit Card within 30 days of occurrence of insured Events, accounts. A transaction ( s ) specified transaction to the Bank shall not liable! Who have paid upfront annual fee account terms are described in the case of payment... Waive any and all rights to dispute or question any rate of so. Bank is also entitled to disallow/refuse any application for the transference of his/her transaction... Withdrawn or suspended or the account ( s ) to be Communications sent also to the clauses shall use. Card will be included in our Letter of offer box/delivering the Instrument the. Check our branch locator if you need to visit for the transference of his/her specified to! Find out more about the terms and Conditions for our Credit Card terms and Conditions be... Supplementary/Virtual Cardmember shall not use the PIN after reporting any third party disclosure thereof to the clauses shall be! Card facility who is subscribing to the Bank shall discharge the Insurer of liability against Death Benefit access this,! 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